A normal transfer
- Paid from
- Your own wallet address
- They can look up
- Your balance, your past payments and everyone else you pay
- How long
- For as long as that blockchain exists
Swaps are temporarily unavailable while the exchange connection is being set up.
Private Send
Private Send pays another person the exact amount of the coin they asked for, from an exchange's address instead of yours. You pay a one-time deposit address in any coin you hold. They cannot look up your wallet, your balance or your history. No account and no ID.
An ordinary transfer hands the recipient your address for good. Anyone can paste it into a block explorer and read what you hold and who else you pay. Private Send puts an exchange between the two wallets, on the same no-KYC route as every AltoSwap swap.
Enter the exact amount, choose their coin and network, and paste the address they gave you. They do not need an account or a link.
Pick any coin you hold. The form shows exactly how much to send, at a fixed rate from the exchange that asks you for the least.
Send to the one-time deposit address. The exchange pays the recipient from its own address, usually within 5-30 minutes, and the status page shows the payout transaction as proof.
| Party | Can see | Cannot see |
|---|---|---|
| The person you pay | The amount, and the exchange payout address it came from | Your wallet address, your balance or your history |
| The exchange | Your deposit, the recipient's address and the amount | Your identity, on the A-rated exchanges used by default |
| The public blockchains | Two separate transactions: your deposit and the exchange's payout. A Monero deposit is hidden | A transfer from your wallet to theirs |
| AltoSwap | The two coins, the amounts, the recipient's address and your optional refund address | Who you are or who you are paying |
Pay a freelancer or contractor the exact invoice amount without showing them what the rest of your wallet holds.
The seller only takes USDT or Bitcoin and you hold something else. Pay in your coin; they receive theirs.
Split a bill or send money to family without handing over a permanent view of your finances.
Few sellers accept XMR directly. Pay from Monero and the recipient gets the coin and network they asked for.
Honest limits
It keeps your wallet out of the recipient's view. It is a payment through an exchange, with the same screening as any swap, and it does not make funds untraceable. For the wider picture, read how anonymous a swap really is.
FAQ
Paying yourself instead of someone else? Use the swap form. The exchanges behind both are graded the same way: KYC ratings explained.
Make a private paymentWith a normal transfer, yes: your address is recorded as the sender, and anyone can open it in a block explorer to see your balance and your other payments. With Private Send the recipient is paid from an exchange's payout address. Your own wallet does not appear in the transaction they receive.
Yes. You enter what they should receive, and the form shows what you need to send. The rate is fixed, and the payout network fee is already included, so if you send the exact amount before the timer runs out they get exactly the amount you typed.
It hides your wallet from the person you pay, and AltoSwap never asks who you are. It does not make a payment untraceable. The exchange that handles it sees your deposit and the recipient's address, and on public blockchains someone comparing amounts and times could connect the two transactions. Paying with Monero removes the public trail on your side, because Monero hides sender, receiver and amount.
Nothing new. They give you an ordinary receiving address for the coin and network they want, exactly as they would for any payment. They do not need an account, a link or this website.
Any of the 2,600+ listed assets on either side. Common combinations are paying in Monero or Bitcoin while the recipient gets USDT on TRC-20, or paying in a stablecoin while they receive Bitcoin. The two sides only have to be different assets.
When the payment completes, its status page shows the payout transaction hash. Send that hash to the recipient: they can find the transaction on the blockchain and see the amount arriving at their address.
If your deposit arrives late, in a different amount, or the exchange cannot convert it, the exchange either completes the payment at the current rate or returns the coins to your refund address. Add a refund address in the form so that a refund comes straight back to you.
There is no separate fee. A fixed-rate payment carries a slightly wider spread than a floating-rate swap, because the exchange guarantees the amount. That cost is already inside the amount the form asks you to send, and the cheapest exchange is selected first.
Paying for goods, work or personal transfers in crypto is lawful in most countries, and keeping your balance private from the people you pay is a normal thing to want. Your own obligations, such as invoices and tax reporting, stay the same. The service may not be used to hide the proceeds of crime or to get around sanctions.
Rates come from live exchange quotes and refresh automatically. Page content reviewed by the AltoSwap team on . How we produce and check these pages.