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AltoSwap: No-KYC crypto swaps at a top rate
BTC → XMR

Swap Bitcoin to Monero without KYC

Swap

live rates
You get

No account · No email · Non-custodial · All fees included

In shortTo swap Bitcoin (BTC) to Monero (XMR) without KYC, enter the amount, paste your XMR address and send your BTC to the one-time deposit address. AltoSwap compares 20+ exchanges for this pair, keeps the no-KYC ones by default and picks one of the best rates for you. No account, email or ID is needed.

Indicative rate1 BTC ≈ 124.554 XMRfrom 8 no-KYC offers · updated

  • No KYC by default
  • No account
  • Fixed or floating
  • Non-custodial

Rates come from live exchange quotes and refresh automatically. Page content reviewed by the AltoSwap team on . How we produce and check these pages.

Live BTC to XMR network stats

Readings from the last check of this pair, each with its time. They move through the day; the calculator gives the live quote for your exact amount.
Indicative rate
1 BTC ≈ 124.554 XMRat 2026-11-11 12:25 UTC
Inverse rate
1 XMR ≈ 0.00802867 BTCat 2026-11-11 12:25 UTC
No-KYC offers compared
8for 0.005 BTC
Estimated swap time
about 8 minthe route's own estimate

How BTC to XMR is routed right now

At the last check, 8 no-KYC offers were available for BTC to XMR, all from A-rated exchanges. A-rated means no identity check.

There is no route for BTC to XMR without an exchange at the moment, so this swap goes through an exchange.

You pay your wallet's own network fee to send BTC on Bitcoin. The network fee for paying out XMR on Monero is already included in the rate.

BTC to XMR at a glance

Monero is a privacy coin, which makes BTC to XMR one of the most common privacy swaps. The exchange receives a public BTC transaction and pays you XMR; from then on, what you do with that XMR is shielded by Monero's own protocol rather than by any promise from an intermediary.

Your XMR is paid on Monero. Use an address that starts with 4 or 8.

BTC to XMR conversion table

You sendYou get (estimate)
0.001 BTC≈ 0.124554 XMR
0.0025 BTC≈ 0.311384 XMR
0.005 BTC≈ 0.622768 XMR
0.01 BTC≈ 1.24554 XMR
0.025 BTC≈ 3.11384 XMR
0.05 BTC≈ 6.22768 XMR

Estimates from the indicative rate above. The live quote for your exact amount is in the calculator.

Pair details

You send
Bitcoin (BTC) on Bitcoin
You receive
Monero (XMR) on Monero
KYC
None by AltoSwap. Routed through A-rated (no-KYC) exchanges by default
Account
Not required. No sign-up, no email
Indicative rate
1 BTC ≈ 124.554 XMR
Minimum amount
About 0.000064 BTC
Maximum amount
About 20 BTC
Rate types
Floating and fixed
BTC deposit confirmation
About 10-30 minutes (1-2 confirmations)
Memo / tag
Not used for this pair's payout
Custody
Non-custodial: wallet → exchange → your wallet

How to swap BTC to XMR

Four steps, with no account at any of them. Most of the wait is your BTC deposit confirming on Bitcoin.
  1. 1

    Enter the BTC amount

    Type how much BTC you want to swap (minimum about 0.000064 BTC). The XMR you will receive updates live.

  2. 2

    Check the quote

    A top no-KYC rate is already chosen for you. The form shows what you receive, how long it usually takes and the KYC rating of the route.

  3. 3

    Add your XMR address

    Paste the Monero address where you want to be paid. A refund address for your BTC is optional but recommended.

  4. 4

    Send BTC, receive XMR

    Send the exact amount to the deposit address on Bitcoin. After it confirms (about 10-30 minutes (1-2 confirmations)), the XMR is sent to your address.

About Bitcoin and Monero

Check the network and the address format on both sides before you send. A swap can only pay the address it was given.

You send

Bitcoin BTC

Bitcoin is the first and largest cryptocurrency, launched in 2009 by the pseudonymous Satoshi Nakamoto. It runs on a proof-of-work blockchain with a hard cap of 21 million coins.

Network
Bitcoin
Address
Starts with bc1, 1 or 3
All BTC swaps

You receive

Monero XMR

Monero is a privacy-focused cryptocurrency launched in 2014. Ring signatures, stealth addresses and RingCT hide the sender, receiver and amount of every transaction by default.

Network
Monero
Address
Starts with 4 or 8
All XMR swaps

Need a different network? BTC (Lightning) to XMR

Ways to swap BTC to XMR, compared

The same swap can be done four ways. This is how they differ on privacy, custody and price.
AltoSwapKYC exchangeDEXSingle instant exchange
Account neededNoYes, with email and passwordNo, wallet connectionNo
Identity documentsNone; no-KYC exchanges by defaultID and selfie before tradingNoneDepends on that one exchange
Who holds your coinsYou, apart from the minutes of the swapThe exchange, in your balanceYouYou, apart from the minutes of the swap
Native BTC and XMRYesYesMostly wrapped or bridged tokensYes
Rate you get20+ exchanges and swap networks, compared liveThat exchange's order bookThat pool's liquidityOne exchange's quote
Time for BTC to XMRMinutesHours to days, including sign-upMinutesMinutes
Buy with a bank cardNo, crypto to crypto onlyYesNoUsually no

BTC to XMR: questions and answers

How do I swap BTC to XMR without KYC?

Enter the BTC amount on this page, paste your XMR address and send your BTC to the deposit address shown. AltoSwap has no accounts and asks for no identity documents, and it routes your swap through exchanges rated A for KYC, meaning providers that do not run identity checks. The XMR is paid directly to your wallet.

What is the BTC to XMR exchange rate?

At the last update, 1 BTC ≈ 124.554 XMR (from 8 no-KYC offers compared for 0.005 BTC). Rates move with the market every few seconds, so use the calculator at the top of the page for the live rate on your exact amount.

What are the minimum and maximum for BTC to XMR?

The minimum is about 0.000064 BTC and the maximum about 20 BTC. Limits vary slightly between exchanges and follow market prices; the form tells you immediately if your amount is outside the range.

How long does a BTC to XMR swap take?

Usually around 8 min. Most of that is waiting for your BTC deposit to confirm on Bitcoin, which takes about 10-30 minutes (1-2 confirmations). There is no verification step, so nothing else adds to the wait.

Is swapping BTC to XMR anonymous?

AltoSwap does not know who you are (no account, no email, no identity checks) and the default route uses no-KYC exchanges. Your BTC deposit is a public transaction on Bitcoin, but once you hold XMR its transactions hide sender, receiver and amount by design.

Which XMR address should I use?

Your XMR is paid on Monero. Use an address that starts with 4 or 8. Always use an address in a wallet you control and double-check the first and last characters before sending.

What fees are included in the BTC to XMR rate?

Everything. The exchange's spread, the Monero network fee for the payout and any service commission are already inside the quoted rate, so the amount shown is what you receive: exactly on a fixed rate, approximately on a floating rate. You only pay your own Bitcoin network fee to send the deposit.

Can I swap XMR back to BTC?

Yes. The reverse direction, XMR to BTC, works the same way and has its own page and live rate on AltoSwap. Each direction is quoted independently, so the two rates are not exact mirrors of each other.

See every pair for Bitcoin or Monero, or read how no-KYC swaps work on AltoSwap.