You send
Monero XMR
Monero is a privacy-focused cryptocurrency launched in 2014. Ring signatures, stealth addresses and RingCT hide the sender, receiver and amount of every transaction by default.
- Network
- Monero
- Address
- Starts with 4 or 8
Swap
live ratesYou get
No account · No email · Non-custodial · All fees included
XMR → USDCLima
Swap Monero to USD Coin in Lima, Peru without KYC
In shortTo swap XMR to USDC in Lima, enter the amount, paste your USDC address and send your XMR to the one-time deposit address. AltoSwap asks for no account, email or identity documents and pays straight to your wallet. Superintendency of Banking, Insurance and Private Pension Funds (SBS), through UIF-Peru supervises crypto service providers in Lima for anti-money-laundering. AltoSwap holds no licence in Peru.
Indicative rate1 XMR ≈ 518.423 USDCfrom 4 no-KYC offers · updated
- No KYC by default
- No account
- Fixed or floating
- Non-custodial
- SBS
Rates come from live exchange quotes and refresh automatically. Page content reviewed by the AltoSwap team on . How we produce and check these pages.
Live XMR to USDC network stats
Readings from the last check of this pair, each with its time. They move through the day; the calculator gives the live quote for your exact amount.
- Indicative rate
- 1 XMR ≈ 518.423 USDCat 2026-11-13 13:18 UTC
- Inverse rate
- 1 USDC ≈ 0.00192893 XMRat 2026-11-13 13:18 UTC
- No-KYC offers compared
- 4for 2 XMR
- Estimated swap time
- about 14 minthe route's own estimate
- Ethereum network fee level
- 0.079 gweiat 2026-11-13 18:48 UTC
How XMR to USDC is routed right now
At the last check, 4 no-KYC offers were available for XMR to USDC, all from A-rated exchanges. A-rated means no identity check.
There is no route for XMR to USDC without an exchange at the moment, so this swap goes through an exchange.
You pay your wallet's own network fee to send XMR on Monero. The network fee for paying out USDC on Ethereum is already included in the rate.
The live no-KYC swap index has these readings for every pair it covers, with files to download.
Monero to USD Coin in Lima: what applies
How AltoSwap handles this swap, next to the local money and the authority that oversees crypto services in Lima.
| AltoSwap | Lima · Peru | |
|---|---|---|
| Local money | Crypto to crypto only: no bank, card or cash payments | Peruvian sol (PEN) |
| Crypto rules | Holds no licence in Peru | Superintendency of Banking, Insurance and Private Pension Funds (SBS), through UIF-Peru |
| Identity checks | None: no account, email or documents | Depends on the service you use |
Local facts checked on against El Peruano, 1 Aug 2024: Resolución SBS N° 02648-2024, AML/CFT rules for virtual asset service providers supervised by UIF-Peru. Rules change; this is not legal advice.
Swapping Monero to USD Coin in Lima
Superintendency of Banking, Insurance and Private Pension Funds (SBS), through UIF-Peru supervises crypto service providers in Lima for anti-money-laundering. Its own site has its current rules. This page is not legal advice.
AltoSwap never holds your funds: you send XMR to a one-time deposit address and the USDC is paid straight to the wallet you provide. There is no account, no email and no identity check at any step.
Local facts
- Crypto authority
- Superintendency of Banking, Insurance and Private Pension Funds (SBS), through UIF-Peru
- What it does
- Superintendency of Banking, Insurance and Private Pension Funds (SBS), through UIF-Peru supervises crypto service providers in Lima for anti-money-laundering.
- Local currency
- Peruvian sol (PEN)
Swap Monero to USD Coin in other cities
The same pair in other cities, and more pairs in Lima.
XMR to USDC at a glance
Coming from Monero, the exchange only ever sees a XMR deposit. The history behind those coins is not visible to it. The payout in USDC is an ordinary public transaction on Ethereum, sent to the address you provide.
Your USDC is paid on Ethereum. Use an address that starts with 0x and is 42 characters long.
XMR to USDC conversion table
| You send | You get (estimate) |
|---|---|
| 0.4 XMR | ≈ 207.369 USDC |
| 1 XMR | ≈ 518.423 USDC |
| 2 XMR | ≈ 1,036.85 USDC |
| 4 XMR | ≈ 2,073.69 USDC |
| 10 XMR | ≈ 5,184.23 USDC |
| 20 XMR | ≈ 10,368.5 USDC |
Estimates from the indicative rate above. The live quote for your exact amount is in the calculator.
Pair details
- You send
- Monero (XMR) on Monero
- You receive
- USD Coin (USDC) on Ethereum
- KYC
- None by AltoSwap. Routed through A-rated (no-KYC) exchanges by default
- Account
- Not required. No sign-up, no email
- Indicative rate
- 1 XMR ≈ 518.423 USDC
- Minimum amount
- About 0.0225 XMR
- Maximum amount
- About 7,040 XMR
- Rate types
- Floating and fixed
- XMR deposit confirmation
- About 20 minutes (10 confirmations)
- Memo / tag
- Not used for this pair's payout
- Custody
- Non-custodial: wallet → exchange → your wallet
How to swap XMR to USDC
Four steps, with no account at any of them. Most of the wait is your XMR deposit confirming on Monero.
- 1
Enter the XMR amount
Type how much XMR you want to swap (minimum about 0.0225 XMR). The USDC you will receive updates live.
- 2
Check the quote
A top no-KYC rate is already chosen for you. The form shows what you receive, how long it usually takes and the KYC rating of the route.
- 3
Add your USDC address
Paste the Ethereum address where you want to be paid. A refund address for your XMR is optional but recommended.
- 4
Send XMR, receive USDC
Send the exact amount to the deposit address on Monero. After it confirms (about 20 minutes (10 confirmations)), the USDC is sent to your address.
About Monero and USD Coin
Check the network and the address format on both sides before you send. A swap can only pay the address it was given.
You receive
USD Coin USDC
USD Coin (USDC) is a US-dollar stablecoin issued by Circle and backed by cash and short-dated US Treasuries. It circulates on Ethereum, Solana, Base and many other chains.
- Network
- Ethereum
- Address
- Starts with 0x and is 42 characters long
Need a different network? XMR to USDC (Solana) · XMR to USDC (Base) · XMR to USDC (Arbitrum) · XMR to USDC (Polygon) · XMR to USDC (BEP-20)
Ways to swap XMR to USDC, compared
The same swap can be done four ways. This is how they differ on privacy, custody and price.
| AltoSwap | KYC exchange | DEX | Single instant exchange | |
|---|---|---|---|---|
| Account needed | No | Yes, with email and password | No, wallet connection | No |
| Identity documents | None; no-KYC exchanges by default | ID and selfie before trading | None | Depends on that one exchange |
| Who holds your coins | You, apart from the minutes of the swap | The exchange, in your balance | You | You, apart from the minutes of the swap |
| Native XMR and USDC | Yes | Yes | Mostly wrapped or bridged tokens | Yes |
| Rate you get | 20+ exchanges and swap networks, compared live | That exchange's order book | That pool's liquidity | One exchange's quote |
| Time for XMR to USDC | Minutes | Hours to days, including sign-up | Minutes | Minutes |
| Buy with a bank card | No, crypto to crypto only | Yes | No | Usually no |
Guides for XMR to USDC
Short answers to the questions people ask before and after this swap. All of them are on the Guides page.
- What happens if you send less than the swap amountWhat a swap does with a deposit that arrives short, why it usually happens, and how you get your coins back or finish the swap.
- How long does a crypto swap take?Typical swap times by network, the four stages every swap goes through, and what makes one slower than usual.
- Crypto swap fees explained: what you actually payThe three costs inside every swap quote, the one cost that is not in it, and how to compare two swap services fairly.
- What is a refund address in a crypto swap?What a refund address is for, which address to enter, when a swap requires one and what happens if you leave it out.
Monero to USD Coin in Lima: questions and answers
Who oversees crypto services in Lima?
Superintendency of Banking, Insurance and Private Pension Funds (SBS), through UIF-Peru supervises crypto service providers in Lima for anti-money-laundering. Its own site has its current rules. This page is not legal advice.
Is AltoSwap licensed in Peru?
No. AltoSwap holds no licence in Peru. It is a non-custodial aggregator: it never holds your coins, and each swap is carried out by the exchange or network on the route.
Can I pay in Peruvian sol on AltoSwap?
No. AltoSwap swaps crypto for crypto only. Buy your XMR first, then swap it here.
Does AltoSwap ask for identity documents?
No. AltoSwap asks for no account, email or documents, and by default routes through exchanges rated A for KYC, which do not ask for them either.
How do I swap XMR to USDC without KYC?
Enter the XMR amount on this page, paste your USDC address and send your XMR to the deposit address shown. AltoSwap has no accounts and asks for no identity documents, and it routes your swap through exchanges rated A for KYC, meaning providers that do not run identity checks. The USDC is paid directly to your wallet.
What is the XMR to USDC exchange rate?
At the last update, 1 XMR ≈ 518.423 USDC (from 4 no-KYC offers compared for 2 XMR). Rates move with the market every few seconds, so use the calculator at the top of the page for the live rate on your exact amount.
What are the minimum and maximum for XMR to USDC?
The minimum is about 0.0225 XMR and the maximum about 7,040 XMR. Limits vary slightly between exchanges and follow market prices; the form tells you immediately if your amount is outside the range.
How long does a XMR to USDC swap take?
Usually around 14 min. Most of that is waiting for your XMR deposit to confirm on Monero, which takes about 20 minutes (10 confirmations). There is no verification step, so nothing else adds to the wait.
Is swapping XMR to USDC anonymous?
AltoSwap does not know who you are (no account, no email, no identity checks) and the default route uses no-KYC exchanges. Your XMR deposit is private by Monero's design; the USDC payout is a normal public transaction on Ethereum.
Which USDC address should I use?
Your USDC is paid on Ethereum. Use an address that starts with 0x and is 42 characters long. Always use an address in a wallet you control and double-check the first and last characters before sending.
What fees are included in the XMR to USDC rate?
Everything. The exchange's spread, the Ethereum network fee for the payout and any service commission are already inside the quoted rate, so the amount shown is what you receive: exactly on a fixed rate, approximately on a floating rate. You only pay your own Monero network fee to send the deposit.
Can I swap USDC back to XMR?
Yes. The reverse direction, USDC to XMR, works the same way and has its own page and live rate on AltoSwap. Each direction is quoted independently, so the two rates are not exact mirrors of each other.
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