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AltoSwap: No-KYC crypto swaps at a top rate
USDC → USDT

Swap USD Coin to Tether (BEP-20) without KYC

Swap

live rates
You get

No account · No email · Non-custodial · All fees included

In shortTo swap USD Coin (USDC) to Tether (BEP-20) (USDT) without KYC, enter the amount, paste your USDT address and send your USDC to the one-time deposit address. AltoSwap compares 20+ exchanges for this pair, keeps the no-KYC ones by default and picks one of the best rates for you. No account, email or ID is needed.

Indicative rate1 USDC ≈ 0.981113 USDTfrom 13 offers · updated

  • No KYC by default
  • No account
  • Fixed or floating
  • Non-custodial

Rates come from live exchange quotes and refresh automatically. Page content reviewed by the AltoSwap team on . How we produce and check these pages.

Live USDC to USDT (BEP-20) network stats

Readings from the last check of this pair, each with its time. They move through the day; the calculator gives the live quote for your exact amount.
Indicative rate
1 USDC ≈ 0.981113 USDTat 2026-11-11 13:34 UTC
Inverse rate
1 USDT ≈ 1.01925 USDCat 2026-11-11 13:34 UTC
Offers compared
13for 500 USDC
Estimated swap time
about 8 minthe route's own estimate

How USDC to USDT (BEP-20) is routed right now

At the last check, no A-rated exchange quoted USDC to USDT, so the offers came from exchanges rated below A. The form tells you what that means before you send anything.

USDC to USDT can also be swapped with no exchange in between, through a decentralised liquidity network. AltoSwap uses that route when it is available for your amount and pays within 1% of the best rate found.

You pay your wallet's own network fee to send USDC on Ethereum. The network fee for paying out USDT on BNB Smart Chain is already included in the rate.

USDC to USDT (BEP-20) at a glance

Both assets are pegged to the US dollar, so the rate stays close to 1:1. What you pay is the exchange's spread and the network fees, which is why comparing 20+ providers matters most on pairs like this one.

Your USDT is paid on BNB Smart Chain. Use an address that starts with 0x and is 42 characters long.

USDC to USDT conversion table

You sendYou get (estimate)
100 USDC≈ 98.1113 USDT
250 USDC≈ 245.278 USDT
500 USDC≈ 490.556 USDT
1,000 USDC≈ 981.113 USDT
2,500 USDC≈ 2,452.78 USDT
5,000 USDC≈ 4,905.56 USDT

Estimates from the indicative rate above. The live quote for your exact amount is in the calculator.

Pair details

You send
USD Coin (USDC) on Ethereum
You receive
Tether (BEP-20) (USDT) on BNB Smart Chain
KYC
None by AltoSwap. Routed through A-rated (no-KYC) exchanges by default
Account
Not required. No sign-up, no email
Indicative rate
1 USDC ≈ 0.981113 USDT
Minimum amount
About 6.91 USDC
Maximum amount
About 2,157,973 USDC
Rate types
Floating and fixed
USDC deposit confirmation
About 2-5 minutes
Memo / tag
Not used for this pair's payout
Custody
Non-custodial: wallet → exchange → your wallet

How to swap USDC to USDT (BEP-20)

Four steps, with no account at any of them. Most of the wait is your USDC deposit confirming on Ethereum.
  1. 1

    Enter the USDC amount

    Type how much USDC you want to swap (minimum about 6.91 USDC). The USDT you will receive updates live.

  2. 2

    Check the quote

    A top no-KYC rate is already chosen for you. The form shows what you receive, how long it usually takes and the KYC rating of the route.

  3. 3

    Add your USDT address

    Paste the BNB Smart Chain address where you want to be paid. A refund address for your USDC is optional but recommended.

  4. 4

    Send USDC, receive USDT

    Send the exact amount to the deposit address on Ethereum. After it confirms (about 2-5 minutes), the USDT is sent to your address.

About USD Coin and Tether

Check the network and the address format on both sides before you send. A swap can only pay the address it was given.

You send

USD Coin USDC

USD Coin (USDC) is a US-dollar stablecoin issued by Circle and backed by cash and short-dated US Treasuries. It circulates on Ethereum, Solana, Base and many other chains.

Network
Ethereum
Address
Starts with 0x and is 42 characters long
All USDC swaps

You receive

Tether (BEP-20) USDT

Tether (USDT) is the largest US-dollar stablecoin by market capitalisation. It is issued on many blockchains, so the network you pick must match the network your wallet or exchange expects.

Network
BNB Smart Chain
Address
Starts with 0x and is 42 characters long
All USDT swaps

Need a different network? USDC (Solana) to USDT (BEP-20) · USDC (Base) to USDT (BEP-20) · USDC (Arbitrum) to USDT (BEP-20) · USDC (Polygon) to USDT (BEP-20) · USDC (BEP-20) to USDT (BEP-20) · USDC to USDT (TRC-20) · USDC to USDT (ERC-20) · USDC to USDT (Solana) · USDC to USDT (TON) · USDC to USDT (Polygon)

Ways to swap USDC to USDT (BEP-20), compared

The same swap can be done four ways. This is how they differ on privacy, custody and price.
AltoSwapKYC exchangeDEXSingle instant exchange
Account neededNoYes, with email and passwordNo, wallet connectionNo
Identity documentsNone; no-KYC exchanges by defaultID and selfie before tradingNoneDepends on that one exchange
Who holds your coinsYou, apart from the minutes of the swapThe exchange, in your balanceYouYou, apart from the minutes of the swap
Native USDC and USDTYesYesMostly wrapped or bridged tokensYes
Rate you get20+ exchanges and swap networks, compared liveThat exchange's order bookThat pool's liquidityOne exchange's quote
Time for USDC to USDTMinutesHours to days, including sign-upMinutesMinutes
Buy with a bank cardNo, crypto to crypto onlyYesNoUsually no

USDC to USDT (BEP-20): questions and answers

How do I swap USDC to USDT (BEP-20) without KYC?

Enter the USDC amount on this page, paste your USDT address and send your USDC to the deposit address shown. AltoSwap has no accounts and asks for no identity documents, and it routes your swap through exchanges rated A for KYC, meaning providers that do not run identity checks. The USDT is paid directly to your wallet.

What is the USDC to USDT (BEP-20) exchange rate?

At the last update, 1 USDC ≈ 0.981113 USDT (from 13 offers compared for 500 USDC). Rates move with the market every few seconds, so use the calculator at the top of the page for the live rate on your exact amount.

What are the minimum and maximum for USDC to USDT (BEP-20)?

The minimum is about 6.91 USDC and the maximum about 2,157,973 USDC. Limits vary slightly between exchanges and follow market prices; the form tells you immediately if your amount is outside the range.

How long does a USDC to USDT (BEP-20) swap take?

Usually around 8 min. Most of that is waiting for your USDC deposit to confirm on Ethereum, which takes about 2-5 minutes. There is no verification step, so nothing else adds to the wait.

Is swapping USDC to USDT (BEP-20) anonymous?

AltoSwap does not know who you are (no account, no email, no identity checks) and the default route uses no-KYC exchanges. Both Ethereum and BNB Smart Chain are public ledgers, though, so the transactions themselves are visible on-chain. For on-chain privacy, swap into a privacy coin such as Monero.

Which USDT address should I use?

Your USDT is paid on BNB Smart Chain. Use an address that starts with 0x and is 42 characters long. Always use an address in a wallet you control and double-check the first and last characters before sending.

What fees are included in the USDC to USDT (BEP-20) rate?

Everything. The exchange's spread, the BNB Smart Chain network fee for the payout and any service commission are already inside the quoted rate, so the amount shown is what you receive: exactly on a fixed rate, approximately on a floating rate. You only pay your own Ethereum network fee to send the deposit.

Can I swap USDT (BEP-20) back to USDC?

Yes. The reverse direction, USDT (BEP-20) to USDC, works the same way and has its own page and live rate on AltoSwap. Each direction is quoted independently, so the two rates are not exact mirrors of each other.