You send
Monero XMR
Monero is a privacy-focused cryptocurrency launched in 2014. Ring signatures, stealth addresses and RingCT hide the sender, receiver and amount of every transaction by default.
- Network
- Monero
- Address
- Starts with 4 or 8
XMR → XRP
Swap Monero to XRP without KYC
Swap
live ratesYou get
No account · No email · Non-custodial · All fees included
In shortTo swap Monero (XMR) to XRP (XRP) without KYC, enter the amount, paste your XRP address and send your XMR to the one-time deposit address. AltoSwap compares 20+ exchanges for this pair, keeps the no-KYC ones by default and picks one of the best rates for you. No account, email or ID is needed.
Indicative rate1 XMR ≈ 536.594 XRPfrom 10 offers · updated
- No KYC by default
- No account
- Fixed or floating
- Non-custodial
Rates come from live exchange quotes and refresh automatically. Page content reviewed by the AltoSwap team on . How we produce and check these pages.
Live XMR to XRP network stats
Readings from the last check of this pair, each with its time. They move through the day; the calculator gives the live quote for your exact amount.
- Indicative rate
- 1 XMR ≈ 536.594 XRPat 2026-11-11 13:25 UTC
- Inverse rate
- 1 XRP ≈ 0.0018636 XMRat 2026-11-11 13:25 UTC
- Offers compared
- 10for 2 XMR
- Estimated swap time
- about 31 minthe route's own estimate
How XMR to XRP is routed right now
At the last check, no A-rated exchange quoted XMR to XRP, so the offers came from exchanges rated below A. The form tells you what that means before you send anything.
There is no route for XMR to XRP without an exchange at the moment, so this swap goes through an exchange.
You pay your wallet's own network fee to send XMR on Monero. The network fee for paying out XRP on XRP Ledger is already included in the rate.
XMR to XRP at a glance
Coming from Monero, the exchange only ever sees a XMR deposit. The history behind those coins is not visible to it. The payout in XRP is an ordinary public transaction on XRP Ledger, sent to the address you provide.
Your XRP is paid on XRP Ledger. Use an address that starts with r. If your wallet or exchange gave you a destination tag, enter it as well; for a personal wallet it can usually be left empty.
XMR to XRP conversion table
| You send | You get (estimate) |
|---|---|
| 0.4 XMR | ≈ 214.638 XRP |
| 1 XMR | ≈ 536.594 XRP |
| 2 XMR | ≈ 1,073.19 XRP |
| 4 XMR | ≈ 2,146.38 XRP |
| 10 XMR | ≈ 5,365.94 XRP |
| 20 XMR | ≈ 10,731.9 XRP |
Estimates from the indicative rate above. The live quote for your exact amount is in the calculator.
Pair details
- You send
- Monero (XMR) on Monero
- You receive
- XRP (XRP) on XRP Ledger
- KYC
- None by AltoSwap. Routed through A-rated (no-KYC) exchanges by default
- Account
- Not required. No sign-up, no email
- Indicative rate
- 1 XMR ≈ 536.594 XRP
- Minimum amount
- About 0.0225 XMR
- Maximum amount
- About 7,040 XMR
- Rate types
- Floating and fixed
- XMR deposit confirmation
- About 20 minutes (10 confirmations)
- Memo / tag
- XRP may need a destination tag (exchange deposits)
- Custody
- Non-custodial: wallet → exchange → your wallet
How to swap XMR to XRP
Four steps, with no account at any of them. Most of the wait is your XMR deposit confirming on Monero.
- 1
Enter the XMR amount
Type how much XMR you want to swap (minimum about 0.0225 XMR). The XRP you will receive updates live.
- 2
Check the quote
A top no-KYC rate is already chosen for you. The form shows what you receive, how long it usually takes and the KYC rating of the route.
- 3
Add your XRP address
Paste the XRP Ledger address where you want to be paid, plus a destination tag if you were given one. A refund address for your XMR is optional but recommended.
- 4
Send XMR, receive XRP
Send the exact amount to the deposit address on Monero. After it confirms (about 20 minutes (10 confirmations)), the XRP is sent to your address.
About Monero and XRP
Check the network and the address format on both sides before you send. A swap can only pay the address it was given.
You receive
XRP XRP
XRP is the native asset of the XRP Ledger, a payments-focused blockchain live since 2012 that settles transactions in a few seconds.
- Network
- XRP Ledger
- Address
- Starts with r
Ways to swap XMR to XRP, compared
The same swap can be done four ways. This is how they differ on privacy, custody and price.
| AltoSwap | KYC exchange | DEX | Single instant exchange | |
|---|---|---|---|---|
| Account needed | No | Yes, with email and password | No, wallet connection | No |
| Identity documents | None; no-KYC exchanges by default | ID and selfie before trading | None | Depends on that one exchange |
| Who holds your coins | You, apart from the minutes of the swap | The exchange, in your balance | You | You, apart from the minutes of the swap |
| Native XMR and XRP | Yes | Yes | Mostly wrapped or bridged tokens | Yes |
| Rate you get | 20+ exchanges and swap networks, compared live | That exchange's order book | That pool's liquidity | One exchange's quote |
| Time for XMR to XRP | Minutes | Hours to days, including sign-up | Minutes | Minutes |
| Buy with a bank card | No, crypto to crypto only | Yes | No | Usually no |
XMR to XRP: questions and answers
How do I swap XMR to XRP without KYC?
Enter the XMR amount on this page, paste your XRP address and send your XMR to the deposit address shown. AltoSwap has no accounts and asks for no identity documents, and it routes your swap through exchanges rated A for KYC, meaning providers that do not run identity checks. The XRP is paid directly to your wallet.
What is the XMR to XRP exchange rate?
At the last update, 1 XMR ≈ 536.594 XRP (from 10 offers compared for 2 XMR). Rates move with the market every few seconds, so use the calculator at the top of the page for the live rate on your exact amount.
What are the minimum and maximum for XMR to XRP?
The minimum is about 0.0225 XMR and the maximum about 7,040 XMR. Limits vary slightly between exchanges and follow market prices; the form tells you immediately if your amount is outside the range.
How long does a XMR to XRP swap take?
Usually around 31 min. Most of that is waiting for your XMR deposit to confirm on Monero, which takes about 20 minutes (10 confirmations). There is no verification step, so nothing else adds to the wait.
Is swapping XMR to XRP anonymous?
AltoSwap does not know who you are (no account, no email, no identity checks) and the default route uses no-KYC exchanges. Your XMR deposit is private by Monero's design; the XRP payout is a normal public transaction on XRP Ledger.
Which XRP address should I use?
Your XRP is paid on XRP Ledger. Use an address that starts with r. If your wallet or exchange gave you a destination tag, enter it as well; for a personal wallet it can usually be left empty. Always use an address in a wallet you control and double-check the first and last characters before sending.
What fees are included in the XMR to XRP rate?
Everything. The exchange's spread, the XRP Ledger network fee for the payout and any service commission are already inside the quoted rate, so the amount shown is what you receive: exactly on a fixed rate, approximately on a floating rate. You only pay your own Monero network fee to send the deposit.
Can I swap XRP back to XMR?
Yes. The reverse direction, XRP to XMR, works the same way and has its own page and live rate on AltoSwap. Each direction is quoted independently, so the two rates are not exact mirrors of each other.
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