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AltoSwap: No-KYC crypto swaps at a top rate
XTZ → USDT

Swap Tezos to Tether (ERC-20) without KYC

Swap

live rates
You get

No account · No email · Non-custodial · All fees included

In shortTo swap Tezos (XTZ) to Tether (ERC-20) (USDT) without KYC, enter the amount, paste your USDT address and send your XTZ to the one-time deposit address. AltoSwap compares 20+ exchanges for this pair, keeps the no-KYC ones by default and picks one of the best rates for you. No account, email or ID is needed.

Indicative rate1 XTZ ≈ 0.240563 USDTfrom 10 offers · updated

  • No KYC by default
  • No account
  • Fixed or floating
  • Non-custodial

Rates come from live exchange quotes and refresh automatically. Page content reviewed by the AltoSwap team on . How we produce and check these pages.

Live XTZ to USDT (ERC-20) network stats

Readings from the last check of this pair, each with its time. They move through the day; the calculator gives the live quote for your exact amount.
Indicative rate
1 XTZ ≈ 0.240563 USDTat 2026-11-11 10:47 UTC
Inverse rate
1 USDT ≈ 4.15691 XTZat 2026-11-11 10:47 UTC
Offers compared
10for 1,000 XTZ
Estimated swap time
about 5 minthe route's own estimate
Ethereum network fee level
0.46 gweiat 2026-11-11 16:23 UTC

How XTZ to USDT (ERC-20) is routed right now

At the last check, no A-rated exchange quoted XTZ to USDT, so the offers came from exchanges rated below A. The form tells you what that means before you send anything.

There is no route for XTZ to USDT without an exchange at the moment, so this swap goes through an exchange.

You pay your wallet's own network fee to send XTZ on Tezos. The network fee for paying out USDT on Ethereum is already included in the rate.

XTZ to USDT (ERC-20) at a glance

Swapping into USDT moves value into a dollar-pegged asset without leaving crypto. It is the no-account way to lock in the current XTZ price: no order book, no verification, and the USDT lands in a wallet you control.

Your USDT is paid on Ethereum. Use an address that starts with 0x and is 42 characters long.

XTZ to USDT conversion table

You sendYou get (estimate)
200 XTZ≈ 48.1126 USDT
500 XTZ≈ 120.282 USDT
1,000 XTZ≈ 240.563 USDT
2,000 XTZ≈ 481.126 USDT
5,000 XTZ≈ 1,202.82 USDT
10,000 XTZ≈ 2,405.63 USDT

Estimates from the indicative rate above. The live quote for your exact amount is in the calculator.

Pair details

You send
Tezos (XTZ) on Tezos
You receive
Tether (ERC-20) (USDT) on Ethereum
KYC
None by AltoSwap. Routed through A-rated (no-KYC) exchanges by default
Account
Not required. No sign-up, no email
Indicative rate
1 XTZ ≈ 0.240563 USDT
Minimum amount
About 11.7 XTZ
Maximum amount
About 3,664,198 XTZ
Rate types
Floating and fixed
XTZ deposit confirmation
About 1-2 minutes
Memo / tag
Not used for this pair's payout
Custody
Non-custodial: wallet → exchange → your wallet

How to swap XTZ to USDT (ERC-20)

Four steps, with no account at any of them. Most of the wait is your XTZ deposit confirming on Tezos.
  1. 1

    Enter the XTZ amount

    Type how much XTZ you want to swap (minimum about 11.7 XTZ). The USDT you will receive updates live.

  2. 2

    Check the quote

    A top no-KYC rate is already chosen for you. The form shows what you receive, how long it usually takes and the KYC rating of the route.

  3. 3

    Add your USDT address

    Paste the Ethereum address where you want to be paid. A refund address for your XTZ is optional but recommended.

  4. 4

    Send XTZ, receive USDT

    Send the exact amount to the deposit address on Tezos. After it confirms (about 1-2 minutes), the USDT is sent to your address.

About Tezos and Tether

Check the network and the address format on both sides before you send. A swap can only pay the address it was given.

You send

Tezos XTZ

Tezos is a self-amending proof-of-stake blockchain launched in 2018, with on-chain governance for protocol upgrades.

Network
Tezos
Address
Starts with tz1, tz2 or tz3
All XTZ swaps

You receive

Tether (ERC-20) USDT

Tether (USDT) is the largest US-dollar stablecoin by market capitalisation. It is issued on many blockchains, so the network you pick must match the network your wallet or exchange expects.

Network
Ethereum
Address
Starts with 0x and is 42 characters long
All USDT swaps

Need a different network? XTZ to USDT (TRC-20) · XTZ to USDT (BEP-20) · XTZ to USDT (Solana) · XTZ to USDT (TON) · XTZ to USDT (Polygon) · XTZ to USDT (Arbitrum)

Ways to swap XTZ to USDT (ERC-20), compared

The same swap can be done four ways. This is how they differ on privacy, custody and price.
AltoSwapKYC exchangeDEXSingle instant exchange
Account neededNoYes, with email and passwordNo, wallet connectionNo
Identity documentsNone; no-KYC exchanges by defaultID and selfie before tradingNoneDepends on that one exchange
Who holds your coinsYou, apart from the minutes of the swapThe exchange, in your balanceYouYou, apart from the minutes of the swap
Native XTZ and USDTYesYesMostly wrapped or bridged tokensYes
Rate you get20+ exchanges and swap networks, compared liveThat exchange's order bookThat pool's liquidityOne exchange's quote
Time for XTZ to USDTMinutesHours to days, including sign-upMinutesMinutes
Buy with a bank cardNo, crypto to crypto onlyYesNoUsually no

XTZ to USDT (ERC-20): questions and answers

How do I swap XTZ to USDT (ERC-20) without KYC?

Enter the XTZ amount on this page, paste your USDT address and send your XTZ to the deposit address shown. AltoSwap has no accounts and asks for no identity documents, and it routes your swap through exchanges rated A for KYC, meaning providers that do not run identity checks. The USDT is paid directly to your wallet.

What is the XTZ to USDT (ERC-20) exchange rate?

At the last update, 1 XTZ ≈ 0.240563 USDT (from 10 offers compared for 1,000 XTZ). Rates move with the market every few seconds, so use the calculator at the top of the page for the live rate on your exact amount.

What are the minimum and maximum for XTZ to USDT (ERC-20)?

The minimum is about 11.7 XTZ and the maximum about 3,664,198 XTZ. Limits vary slightly between exchanges and follow market prices; the form tells you immediately if your amount is outside the range.

How long does a XTZ to USDT (ERC-20) swap take?

Usually around 5 min. Most of that is waiting for your XTZ deposit to confirm on Tezos, which takes about 1-2 minutes. There is no verification step, so nothing else adds to the wait.

Is swapping XTZ to USDT (ERC-20) anonymous?

AltoSwap does not know who you are (no account, no email, no identity checks) and the default route uses no-KYC exchanges. Both Tezos and Ethereum are public ledgers, though, so the transactions themselves are visible on-chain. For on-chain privacy, swap into a privacy coin such as Monero.

Which USDT address should I use?

Your USDT is paid on Ethereum. Use an address that starts with 0x and is 42 characters long. Always use an address in a wallet you control and double-check the first and last characters before sending.

What fees are included in the XTZ to USDT (ERC-20) rate?

Everything. The exchange's spread, the Ethereum network fee for the payout and any service commission are already inside the quoted rate, so the amount shown is what you receive: exactly on a fixed rate, approximately on a floating rate. You only pay your own Tezos network fee to send the deposit.

Can I swap USDT (ERC-20) back to XTZ?

Yes. The reverse direction, USDT (ERC-20) to XTZ, works the same way and has its own page and live rate on AltoSwap. Each direction is quoted independently, so the two rates are not exact mirrors of each other.