You send
Zcash ZEC
Zcash is a privacy cryptocurrency launched in 2016 that uses zk-SNARK zero-knowledge proofs to enable shielded transactions.
- Network
- Zcash
- Address
- Is a transparent t-address (unified addresses are not supported)
No account · No email · Non-custodial · All fees included
In shortTo swap Zcash (ZEC) to USD Coin (Polygon) (USDC) without KYC, enter the amount, paste your USDC address and send your ZEC to the one-time deposit address. AltoSwap compares 20+ exchanges for this pair, keeps the no-KYC ones by default and picks one of the best rates for you. No account, email or ID is needed.
Rates come from live exchange quotes and refresh automatically. Page content reviewed by the AltoSwap team on . How we produce and check these pages.
ZEC to USDC can also be swapped with no exchange in between, through a decentralised liquidity network. AltoSwap uses that route when it is available for your amount and pays within 1% of the best rate found.
You pay your wallet's own network fee to send ZEC on Zcash. The network fee for paying out USDC on Polygon PoS is already included in the rate.
Coming from Zcash, the exchange only ever sees a ZEC deposit. The history behind those coins is not visible to it. The payout in USDC is an ordinary public transaction on Polygon PoS, sent to the address you provide.
Your USDC is paid on Polygon PoS. Use an address that starts with 0x and is 42 characters long.
Type how much ZEC you want to swap (minimum about 0.0267 ZEC). The USDC you will receive updates live.
A top no-KYC rate is already chosen for you. The form shows what you receive, how long it usually takes and the KYC rating of the route.
Paste the Polygon PoS address where you want to be paid. A refund address for your ZEC is optional but recommended.
Send the exact amount to the deposit address on Zcash. After it confirms (about 10-20 minutes), the USDC is sent to your address.
You send
Zcash is a privacy cryptocurrency launched in 2016 that uses zk-SNARK zero-knowledge proofs to enable shielded transactions.
You receive
USD Coin (USDC) is a US-dollar stablecoin issued by Circle and backed by cash and short-dated US Treasuries. It circulates on Ethereum, Solana, Base and many other chains.
Need a different network? ZEC to USDC (ERC-20) · ZEC to USDC (Solana) · ZEC to USDC (Base) · ZEC to USDC (Arbitrum) · ZEC to USDC (BEP-20)
| AltoSwap | KYC exchange | DEX | Single instant exchange | |
|---|---|---|---|---|
| Account needed | No | Yes, with email and password | No, wallet connection | No |
| Identity documents | None; no-KYC exchanges by default | ID and selfie before trading | None | Depends on that one exchange |
| Who holds your coins | You, apart from the minutes of the swap | The exchange, in your balance | You | You, apart from the minutes of the swap |
| Native ZEC and USDC | Yes | Yes | Mostly wrapped or bridged tokens | Yes |
| Rate you get | 20+ exchanges and swap networks, compared live | That exchange's order book | That pool's liquidity | One exchange's quote |
| Time for ZEC to USDC | Minutes | Hours to days, including sign-up | Minutes | Minutes |
| Buy with a bank card | No, crypto to crypto only | Yes | No | Usually no |
Enter the ZEC amount on this page, paste your USDC address and send your ZEC to the deposit address shown. AltoSwap has no accounts and asks for no identity documents, and it routes your swap through exchanges rated A for KYC, meaning providers that do not run identity checks. The USDC is paid directly to your wallet.
The rate moves with the market every few seconds and depends on the amount. The calculator at the top of this page requests live quotes from 20+ exchanges and shows the best current ZEC to USDC rate for the amount you enter.
The minimum is about 0.0267 ZEC and the maximum about 8,330 ZEC. Limits vary slightly between exchanges and follow market prices; the form tells you immediately if your amount is outside the range.
Usually 5 to 30 minutes. Most of that is waiting for your ZEC deposit to confirm on Zcash, which takes about 10-20 minutes. There is no verification step, so nothing else adds to the wait.
AltoSwap does not know who you are (no account, no email, no identity checks) and the default route uses no-KYC exchanges. Your ZEC deposit is private by Zcash's design; the USDC payout is a normal public transaction on Polygon PoS.
Your USDC is paid on Polygon PoS. Use an address that starts with 0x and is 42 characters long. Always use an address in a wallet you control and double-check the first and last characters before sending.
Everything. The exchange's spread, the Polygon PoS network fee for the payout and any service commission are already inside the quoted rate, so the amount shown is what you receive: exactly on a fixed rate, approximately on a floating rate. You only pay your own Zcash network fee to send the deposit.
Yes. The reverse direction, USDC (Polygon) to ZEC, works the same way and has its own page and live rate on AltoSwap. Each direction is quoted independently, so the two rates are not exact mirrors of each other.