How to buy Monero (XMR) without an account

Why it takes two steps

Monero is not listed on every exchange, and few places sell it directly for money. Bitcoin, Litecoin and USDT are sold almost everywhere. Buying one of them and swapping it is the route most people take.

Step 1: get a coin to swap from

• Bitcoin: sold almost everywhere. Its network fee rises when the network is busy, so it suits larger amounts.
• Litecoin: cheap and quick to send, and a common choice for swapping to Monero.
• USDT: a dollar stablecoin, sold almost everywhere. Send it on a network with low fees, such as Tron, and use the same network in the swap form.
• Ethereum: also widely sold. Its network fee changes a lot during the day.

If you buy on an exchange that asked for your identity, that exchange knows about the purchase, and the withdrawal to your wallet is on a public blockchain. The swap itself adds no account and no documents.

Step 2: get a Monero wallet and address

You need a Monero wallet of your own to receive the coins. The official wallet from getmonero.org, Feather Wallet on a computer and Cake Wallet on a phone are common choices. Write down the seed words the wallet shows you and keep them offline.

Give the swap a primary address, which starts with 4, or a subaddress, which starts with 8. A new subaddress for each swap is the better habit.

Step 3: swap to XMR

1. Choose the pair, for example Bitcoin to Monero, and enter the amount you want to send.
2. Compare the offers and choose one. A fixed rate guarantees the amount you receive; a floating rate follows the market until your deposit arrives.
3. Paste your Monero address. Add a refund address for the coin you are sending, so that a failed swap comes straight back to you.
4. Send exactly the amount shown to the one-time deposit address, on the network shown.
5. Keep the swap page open or save its link. It shows each stage, and the payout transaction once the XMR is sent.

What to check before you send

• The amount is between the minimum and maximum the form shows.
• You are sending on the network the form shows, from a wallet that lets you choose it.
• The Monero address is one you control, copied in full.