How to swap USDT to Monero (XMR) without KYC

First, find out which USDT you hold

USDT exists on several networks, and they are not interchangeable. Your wallet or exchange shows the network next to the balance: TRC-20 means Tron, ERC-20 means Ethereum, BEP-20 means BNB Smart Chain. The swap must be created for that same network.

• A Tron address starts with T. An Ethereum or BNB Smart Chain address starts with 0x.
• To send USDT on Tron you need a little TRX in the wallet for the network fee. On Ethereum you need a little ETH.

Step by step

1. In the swap form, choose USDT with the right network as the coin you send, and XMR as the coin you receive.
2. Enter the amount of USDT. The form shows how much XMR you receive.
3. Paste a Monero address from your own wallet. It starts with 4 or 8.
4. Add a refund address for the USDT, on the same network you send on.
5. Create the swap and send exactly the amount shown to the deposit address.
6. Keep the swap page open or save the swap ID. The page follows the swap to the end.

How long it takes

A USDT deposit on Tron confirms in about 1 to 3 minutes, on Ethereum in about 2 to 5. The Monero payout shows in your wallet a few minutes later and can be spent after 10 confirmations, about 20 minutes.

Mistakes that cost money

• Creating the swap for USDT on Ethereum and then sending USDT on Tron, or the other way round. The deposit never arrives.
• Sending from an exchange that takes its withdrawal fee out of the amount. Add the fee on top so that the full amount arrives.
• Giving the Monero deposit address of an exchange without its payment ID. Use a wallet of your own.