No account · No email · Non-custodial · All fees included
In shortTo swap Tether (ERC-20) (USDT) to Monero (XMR) without KYC, enter the amount, paste your XMR address and send your USDT to the one-time deposit address. AltoSwap compares 20+ exchanges for this pair, keeps the no-KYC ones by default and picks one of the best rates for you. No account, email or ID is needed.
Indicative rate1 USDT ≈ 0.00167679 XMRfrom 8 no-KYC offers · updated
Rates come from live exchange quotes and refresh automatically. Page content reviewed by the AltoSwap team on . How we produce and check these pages.
At the last check, 8 no-KYC offers were available for USDT to XMR, all from A-rated exchanges. A-rated means no identity check.
There is no route for USDT to XMR without an exchange at the moment, so this swap goes through an exchange.
You pay your wallet's own network fee to send USDT on Ethereum. The network fee for paying out XMR on Monero is already included in the rate.
Monero is a privacy coin, which makes USDT to XMR one of the most common privacy swaps. The exchange receives a public USDT transaction and pays you XMR; from then on, what you do with that XMR is shielded by Monero's own protocol rather than by any promise from an intermediary.
Your XMR is paid on Monero. Use an address that starts with 4 or 8.
| You send | You get (estimate) |
|---|---|
| 100 USDT | ≈ 0.167679 XMR |
| 250 USDT | ≈ 0.419197 XMR |
| 500 USDT | ≈ 0.838394 XMR |
| 1,000 USDT | ≈ 1.67679 XMR |
| 2,500 USDT | ≈ 4.19197 XMR |
| 5,000 USDT | ≈ 8.38394 XMR |
Estimates from the indicative rate above. The live quote for your exact amount is in the calculator.
Type how much USDT you want to swap (minimum about 6.9 USDT). The XMR you will receive updates live.
A top no-KYC rate is already chosen for you. The form shows what you receive, how long it usually takes and the KYC rating of the route.
Paste the Monero address where you want to be paid. A refund address for your USDT is optional but recommended.
Send the exact amount to the deposit address on Ethereum. After it confirms (about 2-5 minutes), the XMR is sent to your address.
You send
Tether (USDT) is the largest US-dollar stablecoin by market capitalisation. It is issued on many blockchains, so the network you pick must match the network your wallet or exchange expects.
You receive
Monero is a privacy-focused cryptocurrency launched in 2014. Ring signatures, stealth addresses and RingCT hide the sender, receiver and amount of every transaction by default.
Need a different network? USDT (TRC-20) to XMR · USDT (BEP-20) to XMR · USDT (Solana) to XMR · USDT (TON) to XMR · USDT (Polygon) to XMR · USDT (Arbitrum) to XMR
| AltoSwap | KYC exchange | DEX | Single instant exchange | |
|---|---|---|---|---|
| Account needed | No | Yes, with email and password | No, wallet connection | No |
| Identity documents | None; no-KYC exchanges by default | ID and selfie before trading | None | Depends on that one exchange |
| Who holds your coins | You, apart from the minutes of the swap | The exchange, in your balance | You | You, apart from the minutes of the swap |
| Native USDT and XMR | Yes | Yes | Mostly wrapped or bridged tokens | Yes |
| Rate you get | 20+ exchanges and swap networks, compared live | That exchange's order book | That pool's liquidity | One exchange's quote |
| Time for USDT to XMR | Minutes | Hours to days, including sign-up | Minutes | Minutes |
| Buy with a bank card | No, crypto to crypto only | Yes | No | Usually no |
Enter the USDT amount on this page, paste your XMR address and send your USDT to the deposit address shown. AltoSwap has no accounts and asks for no identity documents, and it routes your swap through exchanges rated A for KYC, meaning providers that do not run identity checks. The XMR is paid directly to your wallet.
At the last update, 1 USDT ≈ 0.00167679 XMR (from 8 no-KYC offers compared for 500 USDT). Rates move with the market every few seconds, so use the calculator at the top of the page for the live rate on your exact amount.
The minimum is about 6.9 USDT and the maximum about 2,157,687 USDT. Limits vary slightly between exchanges and follow market prices; the form tells you immediately if your amount is outside the range.
Usually around 9 min. Most of that is waiting for your USDT deposit to confirm on Ethereum, which takes about 2-5 minutes. There is no verification step, so nothing else adds to the wait.
AltoSwap does not know who you are (no account, no email, no identity checks) and the default route uses no-KYC exchanges. Your USDT deposit is a public transaction on Ethereum, but once you hold XMR its transactions hide sender, receiver and amount by design.
Your XMR is paid on Monero. Use an address that starts with 4 or 8. Always use an address in a wallet you control and double-check the first and last characters before sending.
Everything. The exchange's spread, the Monero network fee for the payout and any service commission are already inside the quoted rate, so the amount shown is what you receive: exactly on a fixed rate, approximately on a floating rate. You only pay your own Ethereum network fee to send the deposit.
Yes. The reverse direction, XMR to USDT (ERC-20), works the same way and has its own page and live rate on AltoSwap. Each direction is quoted independently, so the two rates are not exact mirrors of each other.
