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AltoSwap: No-KYC crypto swaps at a top rate
USDT → USDC

Swap Tether (ERC-20) to USD Coin without KYC

Swap

live rates
You get

No account · No email · Non-custodial · All fees included

In shortTo swap Tether (ERC-20) (USDT) to USD Coin (USDC) without KYC, enter the amount, paste your USDC address and send your USDT to the one-time deposit address. AltoSwap compares 20+ exchanges for this pair, keeps the no-KYC ones by default and picks one of the best rates for you. No account, email or ID is needed.

Indicative rate1 USDT ≈ 0.975308 USDCfrom 4 no-KYC offers · updated

  • No KYC by default
  • No account
  • Fixed or floating
  • Non-custodial

Rates come from live exchange quotes and refresh automatically. Page content reviewed by the AltoSwap team on . How we produce and check these pages.

Live USDT (ERC-20) to USDC network stats

Readings from the last check of this pair, each with its time. They move through the day; the calculator gives the live quote for your exact amount.
Indicative rate
1 USDT ≈ 0.975308 USDCat 2026-11-11 13:01 UTC
Inverse rate
1 USDC ≈ 1.02532 USDTat 2026-11-11 13:01 UTC
No-KYC offers compared
4for 500 USDT
Estimated swap time
about 8 minthe route's own estimate

How USDT (ERC-20) to USDC is routed right now

At the last check, 4 no-KYC offers were available for USDT to USDC, all from A-rated exchanges. A-rated means no identity check.

USDT to USDC can also be swapped with no exchange in between, through a decentralised liquidity network. AltoSwap uses that route when it is available for your amount and pays within 1% of the best rate found.

You pay your wallet's own network fee to send USDT on Ethereum. The network fee for paying out USDC on Ethereum is already included in the rate.

USDT (ERC-20) to USDC at a glance

Both assets are pegged to the US dollar, so the rate stays close to 1:1. What you pay is the exchange's spread and the network fees, which is why comparing 20+ providers matters most on pairs like this one.

Your USDC is paid on Ethereum. Use an address that starts with 0x and is 42 characters long.

USDT to USDC conversion table

You sendYou get (estimate)
100 USDT≈ 97.5308 USDC
250 USDT≈ 243.827 USDC
500 USDT≈ 487.654 USDC
1,000 USDT≈ 975.308 USDC
2,500 USDT≈ 2,438.27 USDC
5,000 USDT≈ 4,876.54 USDC

Estimates from the indicative rate above. The live quote for your exact amount is in the calculator.

Pair details

You send
Tether (ERC-20) (USDT) on Ethereum
You receive
USD Coin (USDC) on Ethereum
KYC
None by AltoSwap. Routed through A-rated (no-KYC) exchanges by default
Account
Not required. No sign-up, no email
Indicative rate
1 USDT ≈ 0.975308 USDC
Minimum amount
About 6.9 USDT
Maximum amount
About 2,157,687 USDT
Rate types
Floating and fixed
USDT deposit confirmation
About 2-5 minutes
Memo / tag
Not used for this pair's payout
Custody
Non-custodial: wallet → exchange → your wallet

How to swap USDT (ERC-20) to USDC

Four steps, with no account at any of them. Most of the wait is your USDT deposit confirming on Ethereum.
  1. 1

    Enter the USDT amount

    Type how much USDT you want to swap (minimum about 6.9 USDT). The USDC you will receive updates live.

  2. 2

    Check the quote

    A top no-KYC rate is already chosen for you. The form shows what you receive, how long it usually takes and the KYC rating of the route.

  3. 3

    Add your USDC address

    Paste the Ethereum address where you want to be paid. A refund address for your USDT is optional but recommended.

  4. 4

    Send USDT, receive USDC

    Send the exact amount to the deposit address on Ethereum. After it confirms (about 2-5 minutes), the USDC is sent to your address.

About Tether and USD Coin

Check the network and the address format on both sides before you send. A swap can only pay the address it was given.

You send

Tether (ERC-20) USDT

Tether (USDT) is the largest US-dollar stablecoin by market capitalisation. It is issued on many blockchains, so the network you pick must match the network your wallet or exchange expects.

Network
Ethereum
Address
Starts with 0x and is 42 characters long
All USDT swaps

You receive

USD Coin USDC

USD Coin (USDC) is a US-dollar stablecoin issued by Circle and backed by cash and short-dated US Treasuries. It circulates on Ethereum, Solana, Base and many other chains.

Network
Ethereum
Address
Starts with 0x and is 42 characters long
All USDC swaps

Need a different network? USDT (TRC-20) to USDC · USDT (BEP-20) to USDC · USDT (Solana) to USDC · USDT (TON) to USDC · USDT (Polygon) to USDC · USDT (Arbitrum) to USDC · USDT (ERC-20) to USDC (Solana) · USDT (ERC-20) to USDC (Base) · USDT (ERC-20) to USDC (Arbitrum) · USDT (ERC-20) to USDC (Polygon)

Ways to swap USDT (ERC-20) to USDC, compared

The same swap can be done four ways. This is how they differ on privacy, custody and price.
AltoSwapKYC exchangeDEXSingle instant exchange
Account neededNoYes, with email and passwordNo, wallet connectionNo
Identity documentsNone; no-KYC exchanges by defaultID and selfie before tradingNoneDepends on that one exchange
Who holds your coinsYou, apart from the minutes of the swapThe exchange, in your balanceYouYou, apart from the minutes of the swap
Native USDT and USDCYesYesMostly wrapped or bridged tokensYes
Rate you get20+ exchanges and swap networks, compared liveThat exchange's order bookThat pool's liquidityOne exchange's quote
Time for USDT to USDCMinutesHours to days, including sign-upMinutesMinutes
Buy with a bank cardNo, crypto to crypto onlyYesNoUsually no

USDT (ERC-20) to USDC: questions and answers

How do I swap USDT (ERC-20) to USDC without KYC?

Enter the USDT amount on this page, paste your USDC address and send your USDT to the deposit address shown. AltoSwap has no accounts and asks for no identity documents, and it routes your swap through exchanges rated A for KYC, meaning providers that do not run identity checks. The USDC is paid directly to your wallet.

What is the USDT (ERC-20) to USDC exchange rate?

At the last update, 1 USDT ≈ 0.975308 USDC (from 4 no-KYC offers compared for 500 USDT). Rates move with the market every few seconds, so use the calculator at the top of the page for the live rate on your exact amount.

What are the minimum and maximum for USDT (ERC-20) to USDC?

The minimum is about 6.9 USDT and the maximum about 2,157,687 USDT. Limits vary slightly between exchanges and follow market prices; the form tells you immediately if your amount is outside the range.

How long does a USDT (ERC-20) to USDC swap take?

Usually around 8 min. Most of that is waiting for your USDT deposit to confirm on Ethereum, which takes about 2-5 minutes. There is no verification step, so nothing else adds to the wait.

Is swapping USDT (ERC-20) to USDC anonymous?

AltoSwap does not know who you are (no account, no email, no identity checks) and the default route uses no-KYC exchanges. Both Ethereum and Ethereum are public ledgers, though, so the transactions themselves are visible on-chain. For on-chain privacy, swap into a privacy coin such as Monero.

Which USDC address should I use?

Your USDC is paid on Ethereum. Use an address that starts with 0x and is 42 characters long. Always use an address in a wallet you control and double-check the first and last characters before sending.

What fees are included in the USDT (ERC-20) to USDC rate?

Everything. The exchange's spread, the Ethereum network fee for the payout and any service commission are already inside the quoted rate, so the amount shown is what you receive: exactly on a fixed rate, approximately on a floating rate. You only pay your own Ethereum network fee to send the deposit.

Can I swap USDC back to USDT (ERC-20)?

Yes. The reverse direction, USDC to USDT (ERC-20), works the same way and has its own page and live rate on AltoSwap. Each direction is quoted independently, so the two rates are not exact mirrors of each other.